2018 ATR72 struck water on app Al Hoceima Morocco
The accident occurred during a non-precision final approach with the F/O as PF, but under unofficial instruction from the Captain. As a result of the Captain's directions the aircraft made a very unstable approach to deliberately descend below MDA in the absence of visual cues, as a result of which the aircraft touched down twice on the sea approximately 2630 metres from the runway threshold. The F/O finally initiated a G/A during which the Captain physically opposed him, after which the aircraft diverted to an alternate. The aircraft sustained significant damage and likely avoided being destroyed because of its high wing configuration.
This was the crew's second flight of the day to this airport. During the first approach the Captain as PF had deliberately broken minima in a way which seriously hazarded the aircraft. This second approach involved numerous deliberate and egregious breaches of procedures. While the F/O was nominally the Pilot in charge, in reality he was an inexperienced pilot almost entirely following the improper instructions of a highly experienced training Captain's instructions. This event is an extreme example of the authority gradient contributing to a "crew-caused" accident.